CPI-U buying power

Inflation Calculator

See what an amount in one U.S. month would buy in another, using the BLS CPI-U all-items index since 1913.

Your numbers

Buying power over time

See what an amount in one U.S. month would buy in another, using CPI-U.
BLS CPI-U

U.S. city average, all itemsNot seasonally adjusted · July 2026

$

Same buying power in July 2026

$197.82$100.00 in January 2000
Price change+97.8%All-items CPI-U
Multiplier1.9782×End index ÷ start index
Latest CPI monthJuly 2026BLS all-items index
How we got this
  1. CPI-U in January 2000U.S. city average, all items, not seasonally adjusted168.8
  2. CPI-U in July 2026Same series, later or earlier month333.918
  3. Buying-power equivalent$100.00 × 333.918 ÷ 168.8$197.82
What we assumed
  • This uses the BLS CPI-U all-items index, not a personal shopping basket or a regional CPI.
  • It measures average urban consumer prices. It is not a forecast and it is not a wage, tax, or Social Security adjustment.
  • A later month can be a preliminary BLS estimate and can be revised.
Technical details

Method cpi-u-inflation-v1.0.0Data bls-cpi-u-nsa-2026-07-v1

Guide

CPI-U buying power since 1913

The calculator restates an amount from one U.S. month in another month’s prices using the BLS CPI-U all-items index stored on this site. It is an official-index estimate of purchasing power, not a personal inflation rate.

All-items CPI is a national average basket

Your rent, medical care, or college costs can move faster or slower than all-items CPI-U. The index is still the standard way to compare a 1990 dollar with a 2026 dollar in general terms.

Questions about this calculator

What is $100 in 1990 worth today?

Pick January 1990 (or the month you care about) and a recent month in the snapshot. The page uses CPI-U, not a forecast of next year.

Is this the inflation rate used for Social Security COLAs?

Social Security uses CPI-W, a related but different series. This page is CPI-U all items.

Terms used here

CPI-U
Consumer Price Index for All Urban Consumers, published by BLS.
Buying power
How much of the CPI basket an amount would buy in another month.

Practical tips

  • Use the same month type (both January, or both annual averages if you are comparing published annual figures).
  • For wages, pair this with hourly-to-salary if you are converting a historical hourly rate.

Limits and caveats

  • National average prices, not your city. Not a COLA determination.

Results are for information. They are not legal, tax, medical, or financial advice. How the math is maintained · Report a wrong figure.

Engine notes

Rounding, versioning, and omissions that sit beside the guide rather than repeating it.

  • Same index, two months. The calculator looks up CPI-U all items for the starting month and the ending month. Months BLS did not publish, such as October 2025, are left off the list.
  • Scale the dollars. Amount × ending index ÷ starting index is the equivalent buying power. Either month can be first.
  • What it is not. It is not a wage COLA, a tax bracket, or a Social Security adjustment. Those use different rules.

Calculation receipt

What each number here is

This answer is built from published figures. Each one is named below, with the release it came from.

OBSERVEDBLS CPI-U
Measured and published. The answer is built on it, so it is only as current as the release date shown.

If a source above is unavailable or out of date: The whole answer is a ratio of two published CPI-U index values.

Sources

Where this data comes from