Money calculators
Money
Pay, a loan or mortgage payment, whether a house fits take-home pay, savings growth, or buying power over time.
In this topic
Calculators
01Hourly to Salary CalculatorTurn an hourly wage into weekly, monthly, and yearly pay before taxes. Overtime has its own line.02Salary After Tax CalculatorEstimate federal income tax, FICA, and state income tax on a U.S. salary, then see take-home by year, month, and paycheck.03Estimated Paycheck CalculatorEstimate take-home pay per paycheck by spreading a full-year federal, FICA, and state tax estimate across your pay periods. Your employer withholds from a W-4 and IRS tables instead, so a real stub will differ.04Bonus Tax CalculatorWhat actually lands from a bonus. Employers withhold a flat IRS supplemental rate on a separately paid bonus, not the rate your salary implies, which is why it looks over-taxed.05Mortgage Payment CalculatorMonthly principal and interest from the home price, down payment, term, and the most recent Freddie Mac national average rate. You can type a quote instead.06Loan CalculatorMonthly payment, total interest, and payoff time for a fixed-rate loan. Add extra principal if you want to see how much sooner it ends.07Compound Interest CalculatorSee how a starting balance and recurring deposits grow with compound interest. Contributions are added at the end of each period.08Debt Payoff CalculatorCompare snowball and avalanche payoff plans on the same debts. See which order saves more interest and how extra payments change the date.09Inflation CalculatorSee what an amount in one U.S. month would buy in another, using the BLS CPI-U all-items index since 1913.10Can I Afford This House?A planning screen for a specific house, or a comfortable / reasonable / aggressive price from take-home pay, debts, and the most recent national average rate.11Insurance Cost CalculatorBudget for homeowners, renters, and auto insurance with dated NAIC state averages or your own premiums. Compare annual costs and deductible choices.12Health Insurance Subsidy CalculatorEstimate your 2026 ACA premium tax credit and what a Marketplace plan costs after it, using the published IRS contribution table and HHS poverty guidelines.13Marketplace Health Plan Cost CalculatorSee what Bronze, Silver, and Gold plans cost in your county from the filed 2026 premiums, with the deductible and the most a year can cost you.14Medicare Cost CalculatorWork out your 2026 Medicare premiums including the income-related adjustment, with the deductibles owed before any of it pays and the income cliffs shown.15Cost of Living CalculatorEstimated modeled monthly living costs for a U.S. city, metro, or state using HUD Fair Market Rent, USDA Food Plans, and official regional context. This is not a proprietary index.16Car Loan CalculatorMonthly vehicle loan payment, total interest, and amount financed. Not insurance, fuel, or the true cost of owning the car.17Investment CalculatorProject an initial amount plus recurring contributions under an assumed return. The return is an assumption, not a guarantee.18Retirement CalculatorProject a retirement balance from current savings, contributions, and an assumed return, then compare it with a goal you type.19Amortization CalculatorSee principal, interest, and remaining balance by payment for a fixed-rate loan. The payment uses the same engine as the Loan Calculator.20CD CalculatorEnding balance and interest on a certificate of deposit from the APY you enter. Not a live bank offer.21Interest CalculatorSimple interest: principal × annual rate × time. For compounding or recurring deposits, use the dedicated calculators.22Roth IRA CalculatorProject Roth IRA contribution growth under an assumed return. This does not determine MAGI eligibility.23401(k) CalculatorProject employee deferrals and a simple employer match over time at an assumed return. Catch-up and eligibility rules are not modeled.24Mortgage Refinance CalculatorCompare the mortgage you have with one you could replace it with: the new payment, how many months of savings it takes to cover closing costs, and whether a lower payment costs more interest overall.25Mortgage Payoff CalculatorSee how extra principal changes the remaining payoff date and interest on the current mortgage balance.26Credit Card Payoff CalculatorMonths and interest to pay off one credit-card balance at a stated monthly payment, or the payment needed for a target payoff time.27Effective Tax Rate CalculatorWork out the share of your pay that actually goes to tax, and see how far it sits below the bracket you are in.28Federal Tax Bracket CalculatorFind which federal bracket your last dollar falls in, see how your income splits across every band, and how much room is left before the next one.29Capital Gains Tax CalculatorSee how 2026 long-term capital gains stack into the 0%, 15% and 20% bands, and whether the 3.8% Net Investment Income Tax applies.30Child Tax Credit CalculatorEstimate the 2026 child tax credit, credit for other dependents, and additional child tax credit from Revenue Procedure 2025-32 and Schedule 8812.31Earned Income Credit CalculatorEstimate the 2026 federal earned income tax credit from earned income, AGI, qualifying children and the investment-income limit in Revenue Procedure 2025-32.32Quarterly Estimated Tax CalculatorWork out the Form 1040-ES required annual payment and four equal installments using the 90%, 100% and 110% safe harbors.33Self-Employment Tax CalculatorFigure Schedule SE tax on net profit after the 92.35% factor, sharing the Social Security wage base with W-2 wages, plus Form 8959 Additional Medicare Tax.34Tax Refund CalculatorEstimate a 2026 federal refund or amount owed from published income tax, child credits and EITC, minus the withholding you already had taken out. Not a W-4 projection.35Conforming Loan Limit CalculatorThe FHFA loan limit for your county and unit count, and whether a given loan amount is conforming, high-balance, or jumbo.36HSA Contribution Limit CalculatorThe 2026 HSA contribution limit from IRS Rev. Proc. 2025-19, including the age-55 catch-up and a check of whether a plan’s deductible and out-of-pocket maximum qualify as an HDHP.37RMD CalculatorThe required minimum distribution from an IRA using IRS Publication 590-B Table III (Uniform Lifetime) and SECURE 2.0 starting ages.38VA Funding Fee CalculatorThe VA funding fee from the published rate charts: loan type, first or subsequent use, and down payment, including the option to finance the fee.
Also here
What each job pays, state by state.
Federal wage-survey medians for hundreds of occupations, with take-home pay and local price levels.
Salaries by occupation →How these are built
Every calculator shows its work.
Each one names the formula it used, and the dated official source behind any figure it did not get from you.
How the numbers work →